First Credit Solutions, Inc. is concerned about our individual clients privacy("you"). We have sent this notice to better help you grasp how we as a company may gather nonpublic information about you, the type of personal information we may collect, and what personal information we may disclose about you. We use the same rules to former clients that apply to current clients. Based on legal requirements, we send out to our current clients our most recent privacy notice at least yearly. When we use the term "nonpublic personal information," what we mean is personally identifiable financial information that is not available publicly. You agree to be contacted via Email, SMS, ringless voicemail drops, voice broadcasting, telemarketing and text messaging by First Credit Solutions regarding First Credit Solutions’ services.
We obtain personal nonpublic information about you from you and from different sources, including the following:
■ Information we receive from you through applications, correspondences, other forms, or over the web or telephone.
■ Information from transactions with us and others
■ Information we obtain from reporting agencies
■ Information we get through our Affiliates and Partners
We do not disclose any personal nonpublic information about our clients or former clients to anybody except as allowed by the law. For instance, with your consent we disclose your information to third parties.
We may also disclose all of the information we gather, as described above about our clients and former clients to companies that provide services, including marketing services, for us and we may disclose this information to other financial companies that we have joint agreements for marketing.
We limit access to your personal nonpublic information to those employees who have to know that information to produce products and services for you. We keep physical, electronic, and other safeguards that comply with federal regulations to help better protect your personal nonpublic information.
You can contact us at any time to keep up to date, modify or delete your personal information or change your preferences regarding the information you receive from us by calling us at 1-844-646-1581. The information in marketing databases will be changed and deleted, per request. There are cases where we may not be able to delete every record you have given us from our system because your information may exist in a form that will be difficult or impossible to locate or erase.
We reserve the right to change and update our privacy policy and this notice from time to time without notice to you, unless it is necessary by the law. As required by law, if you have not ended your relationship with us, we will update you with our current privacy notice not less than yearly.